← HubDeposits & NCD Maturity
Sub-debt + NCDs · maturity ladder, scheme mix, agent concentration
59.87Cr
Avg ticket: ₹4.1 L
12.15%
Weighted across schemes
59.87Cr
1,456 deposits · Full book
Maturity ladder
Maturity by year
When principal comes due
Monthly maturity ladder
Principal maturing each month
Next 12 months of redemptions
Cumulative maturity curve
Running total of maturing deposits
Concentration risk
High concentration = refinancing risk. If a few large depositors don't roll over, the NBFC needs to replace that funding quickly.
Top depositors by principal
Largest individual depositors
Concentration metrics
How much of the book is top depositors?
HHI score: 10000 (highly concentrated)
Composition
By scheme
Total principal per scheme
By interest rate
Total principal per rate
Branch & agent concentration
Top 10 branches
Concentration of deposits
Top 10 agents
Agent concentration risk
Branch-level details
| Branch↓ | Deposits | Principal (Cr) |
|---|
| UZHAVOOR | 6 | ₹0.15 |
| THIRUVAMBADY | 10 | ₹0.14 |
| POONAMALLE | 3 | ₹0.08 |
| POOJAPURA | 1 | ₹0.04 |
| PONNURUNNI | 109 | ₹3.37 |
| PETTA-TRIPUNITHURA | 52 | ₹0.86 |
| OLAVAKODE | 6 | ₹0.09 |
| OCHIRA | 2 | ₹0.01 |
| NILAMBUR | 15 | ₹0.24 |
| NARIKKUNI | 7 | ₹0.10 |
| MANNANCHERRY | 6 | ₹0.08 |
| MANJERI | 4 | ₹0.02 |
| KUTTIADY | 8 | ₹0.14 |
| KUNNAMANGALAM | 7 | ₹0.12 |
| KOLLAM-PALLIMUKKU | 5 | ₹0.03 |
| KATTAKADA | 7 | ₹0.10 |
| KARUNAGAPPALLY | 7 | ₹0.11 |
| KANJIKUZHY | 14 | ₹0.16 |
| KALPETTA | 8 | ₹0.08 |
| HO | 12 | ₹0.43 |
